The decomposition of culture, declination of morale, addictive to drugs, horse racing, stocks, why not pension

Jill Y asked:


Hong Kong citizens are appeared as sort of decomposition of culture, declined moral standards, don’t give a damn to each other, extremely sharp about gambling in horse racing and stock markets, greed and unconcerned. Why don’t they think about their future safety net of Hong Kong pension, say at least five thousand HK per month. They are **** heads and continue to seek the winning of a lottory ticket, a triple triactor, a surge on stock markets. It is not practical! Only pension can provide them a sahety net for the rest of their life. Should Hong Kong citizens deserve a pension fund?

Lois

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